The NPIP provides the broadest and most comprehensive coverage available to private non profits. However, controlling costs and providing stable rates throughout the unpredictable insurance cycles is paramount to the NPIP. The rates, along with coverages, are the most competitive offered. The ultimate goal of the program is to reduce the losses through on-site education and through sound fiscal management, eliminating large insurance cost fluctuations. With the elimination of the threat of retroactive reassessments, the NPIP offers its membership unique insurance stability.
 

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